Banana Chocolate Chip Snack Cake Recipe for Moist Quick Bakes

This banana chocolate chip snack cake is an easy, comforting treat that comes together quickly and makes the most of ripe bananas. It produces a soft, moist cake with a clear banana flavor and pockets of melted chocolate from the chips. Perfect for casual gatherings, weekend baking, or a simple homemade dessert, this cake is reliably delicious with minimal effort.

Enjoy a slice any time of day: as an afternoon snack, a quick dessert after dinner, or alongside your morning coffee. It’s a familiar, dependable recipe that you’ll reach for again and again.

A square slice of moist Banana Chocolate Chip Snack Cake, topped with a smooth layer of chocolate frosting, sits on a white plate. Another slice is blurred in the background.

Why You’ll Love Banana Chocolate Chip Snack Cake

  • Simple Ingredients: Uses pantry staples for easy preparation.
  • Quick and Easy: Minimal prep and short bake time make it ideal for busy days.
  • Decadent Flavor: Moist banana cake with melty chocolate chips is irresistibly satisfying.
  • Versatile: Enjoy as a snack, dessert, or even breakfast.
  • Crowd-Pleaser: Familiar flavors that are popular with most guests.
A Banana Chocolate Chip Snack Cake with chocolate frosting sits in a baking pan on a wooden surface, several pieces missing to reveal its moist, speckled interior.

Ingredients Needed To Make Banana Chocolate Chip Snack Cake

See the recipe card below for exact measurements and full ingredient details.

  • Flour (all-purpose or 1:1 gluten-free)
  • Baking powder
  • Baking soda
  • Salt
  • Mashed bananas
  • Sugar
  • Melted butter
  • Buttermilk
  • Ground cinnamon
  • Eggs
  • Vanilla extract
  • Chocolate chips
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Substitutions + Alternatives

Can I use All-Purpose Flour?

Yes. You can substitute all-purpose flour for the 1:1 gluten-free flour called for in the recipe using the same amount.

Can I use regular dairy?

Absolutely. Use the dairy options you prefer; no adjustments are necessary unless otherwise noted. If using a milk alternative, choose a slightly thicker option than almond milk for best texture.

A wooden surface with bowls and measuring cups holding ingredients for a Banana Chocolate Chip Snack Cake: flour, sugar, butter, chocolate chips, eggs, vanilla, buttermilk, cinnamon, baking soda, and two ripe bananas—all neatly arranged for baking.

How To Make Banana Chocolate Chip Snack Cake

  1. Preheat the oven and grease a 9x13x2″ baking dish.
  2. Beat the sugar and eggs until combined.
  3. Add mashed bananas, melted cooled butter, buttermilk, and vanilla; mix until smooth.
  4. Whisk the flour, baking powder, baking soda, salt, and cinnamon in a separate bowl.
  5. Gradually combine the dry ingredients with the wet until just incorporated.
  6. Fold in the chocolate chips.
  7. Pour the batter into the prepared pan and smooth the top.
  8. Bake until a toothpick inserted in the center comes out clean, about 35–45 minutes.
  9. Cool completely before frosting.
  10. Frost with chocolate frosting, slice, and serve.
A rectangular metal baking pan filled with raw Banana Chocolate Chip Snack Cake dough, topped with chocolate chips, sits on a rustic wooden surface.
A rectangular pan filled with freshly baked Banana Chocolate Chip Snack Cake, dotted with scattered chocolate chips on top, sits on a rustic wooden surface.
A baking pan filled with rich, glossy chocolate frosting swirled smoothly over a Banana Chocolate Chip Snack Cake, set on a rustic wooden surface.
A square slice of moist Banana Chocolate Chip Snack Cake with chocolate frosting on top, served on a white plate. The cake appears fluffy with chocolate chips visible inside.

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A square slice of moist Banana Chocolate Chip Snack Cake, topped with a smooth layer of chocolate frosting, sits on a white plate. Another slice is blurred in the background.

Banana Chocolate Chip Snack Cake

Danielle Cochran

A moist, chocolate-studded banana cake that’s simple to prepare and perfect for sharing.
Prep Time 20 mins
Cook Time 45 mins
Cooling Time 30 mins
Total Time 1 hr 35 mins
Course Dessert
Cuisine American
Servings 16
Calories 383 kcal

Equipment

  • 9x13x2” deep baking dish
  • Mixing bowls
  • Electric mixer or whisk
  • Measuring cups and spoons
  • Spatula
  • Toothpick

Ingredients

  • 3 cups 1:1 gluten-free flour or all-purpose flour
  • 2 tsp baking powder
  • 1 tsp baking soda
  • 1 tsp kosher salt
  • 1 ½ cups mashed banana (approx. 3 medium ripe bananas)
  • 1 ⅔ cups sugar
  • 1 cup butter, melted and cooled
  • 1 cup buttermilk
  • ½ tsp ground cinnamon
  • 3 eggs
  • 2 tsp vanilla extract
  • 1 ½ cups chocolate chips
  • Chocolate frosting for topping (optional)

Instructions

  • Preheat the oven to 325°F. Spray a 9x13x2” baking dish with nonstick spray.
  • In a mixing bowl, beat the sugar and eggs for a couple of minutes until combined.
  • Add mashed bananas, melted cooled butter, buttermilk, and vanilla; mix until smooth.
  • In a separate bowl, whisk together flour, baking powder, baking soda, kosher salt, and cinnamon.
  • Gradually add the dry ingredients to the wet mixture, mixing until just combined.
  • Fold in the chocolate chips.
  • Pour the batter into the prepared pan and smooth the top.
  • Bake about 35–45 minutes, or until a toothpick inserted halfway in comes out clean.
  • Remove from oven and cool completely.
  • Top with chocolate frosting if desired, slice, and enjoy.

Nutrition

Calories: 383 kcal
Carbohydrates: 54 g
Protein: 4 g
Fat: 19 g
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This banana chocolate chip snack cake is a simple, satisfying way to use ripe bananas and bake something everyone will enjoy. With straightforward steps and comforting flavor, it’s an easy go-to for homemade baking.

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